Originally Posted by
Lucky-Liz
We also have a male Berner that we insured for the first 2 years. The insurance we took out only covered him for major surgeries/treatments that cost over $500. We since cancelled the insurance (they just raised the rate to $50/mo) because we are certain we have a superbly healthy boy. He has a gorgeous strong build, very different from Shady who has very long legs and a tall build. Leo is short and sturdy and has a beautiful gait when walking. I think insurance is very good for the first 2 or 3 years (I wouldn't even put it on until the pup was about 9 mo) but if your dog is sturdy and strong, I personally think insurance is a waste of money.
Thats good info too. I was just wondering, did you get Shady and Leo from the same breeders and do they have similiar bloodlines or very different. I've learned the stud dog of my new pup has one fair hip but the bitch has excellent hips. I'm hoping that they will produce a pup with good hips. The mom is a bit shorter and stocker also.
Another person also posted that they thought maybe getting insurance for just the first two or three years also. I think my husband is leaning toward the setting up a savings account and putting money away each month and if he is healthy we win and if not Oh well. I never had insurance with my other dogs and they had some issues but we always managed. Thanks for responding.